Housing Policy

1.0 PREFACE AND OBJECTIVE

The housing policy of the state is in line with the national Housing and habitat policy as well as the global shelter strategy adopted by the United Nations, in November 1998. The underlying theme of the policy is, for the government to adopt an enabling strategy to act as a facilitator with complementary roles assigned to the public/private sector and to the community at large. The aim of this housing policy is to ensure dwellings with necessary support infrastructure for all its citizens in the next ten years.

The specific objectives of this housing policy are:

To provide shelter to all homeless rural families on subsidized rates and on priority basis.
To assist all the citizens of Chhattisgarh and in particular the rural poor to, secure for themselves affordable dwellings.
Remove legal and administrative barriers for robust housing activities in the state.
Mobilize resources and ensure increased investments in housing by promoting strong partnerships among public, private, co-private, self-help groups and local government institutions.
Promote integrates housing development for the establishment of viable, society and economically integrated communities situated in areas which allow convenient access to economic opportunities as will as health, educational and social facilities.

2.0 STRATEGIES

In order to achieve the objectives laid down in this housing policy, the government has identified five distinct but interrelated strategies, which include:
Increase housing stock in rural area.
Active participation of the co-operative sector to be ensured in housing development.
Strengthening the role of the government as facilitator.
Creating an enabling environment by undertaking legal and regulatory reforms and forging partnerships.
Focusing on the housing needs of the poor.

Increasing housing stocks in rural areas:

The housing stock in rural areas would be increased by implementing government sponsored housing schemes such as Indira Awas Yojna through the panchayats. Government would ensure availability of suitable land for house construction to landless and homeless families, through Revenue department. Assistance would be provided for land and shelters to schedule caste (sc), schedule tribe (ST) and poor families residing in rural areas, on top priority.

Ensure active participation of co-operative sector in housing development:

The state government would take action for, availability of land from the land pool, to co-operative societies. The existing laws/byelaws would be amended to promote housing development in co-operative sector.

Strengthen the role of the Government as facilitator:

Public housing agencies like housing Boards and corporations have not be enable to meet the needs of the housing sectors. The Government would act as a facilitator to enable private individuals and other agencies to.

Create an enabling environment and forge partnership:

The Government would carry out wide-ranging legal and regulatory reforms aimed at eliminating bottlenecks, which impede the implementation of housing projects in the state. The government would also forge partnership with the private and co-operative sectors to give fillip to housing activities in the State.

Focus on the needs of poor:

The government recognizes the need for direct intervention to address the needs of the homeless, poor and the vulnerable sections of the society. This would be achieved by making suitable provisions for EWS/LIG in all the future housing projects.

3.0 ACTION PLAN-INCREASING IN HOUSING AREAS

Following initiatives would be taken to provide houses to sc, st and other poor families in the rural areas on the top priority :


Lease will be granted in Adadi areas of the village to homeless families through the revenue department, to ensure availability of suitable land for housing.
House construction in rural areas of the state would be facilitated by giving suitable layouts and providing infrastructure development under central andstate sponsored housing schemes such as Indira Awas Yojna.
Loan on subsidized rates will be provided to the above categories of people, if they are willing to take loan.
Bamboos and poles for the house construction would be provided to these categories of people on subsidized rates.
Housing schemes in rural areas will be implemented with the active participation of panchayat raj Instututions and co-operative societies. A rural Housing cell would be constituted in every district, to ensure availability of shelter to all homeless people, impiegrating all housing schemes.

3.1 ACTION PLAN ACTIVE PARTICIPATION OF CO-OPERATIVE SECTOR IN HOUSING DEVELOPEMENT


Government would ensure financial availability for housing schemes in co- operative sector.
Government would ensure grant of loan from financial institutions to the housing co-operative.
Land acquisition procedure would be simplified and initiatives would be taken for easy availability of land to the housing co-operative societies.
Government would consider providing relaxation to the co-operative societies in the stamp registration fees for land and building transaction.

3.2 ACTION PLAN- STRENGTHEN THE ROLE OF GOVERNMENT AS A FACILITATOR THE VENOUS IMITATIVE THAT WOULD BE UNDERTAKEN TO STRENGTHEN GOVERNMENT’S ROLE AS A FACILITATOR OF HOUSING DEVELOPMENT IN THE STATE INCLUDE

Institutional Arrangement:

The Government will constitute a chhattisgarh Habitat development forum with representatives from Government, public and private sector. The committee would:


Advise the Government on matters relating to housing policy.
Monior and evaluate the performances of the housing sector.
Act as a nodal body to co-ordinate activities of the different agencies associated with housing projects.
A state-wide agency would be set-up for development of land banks in the state. This agency would focus on land procurement and developing land parcels. Land acquisition and assembly through land pooling and sharing arrangements would be encouraged. Direct intervention of the government would be limited to housing projects for the weaker sections of the society.
The government will set up an appropriate management information system to monitor housing activity across the state. This would include: Maintaining and periodically updating land records and title investigations .
Assessing supply and demand of housing stock in the state and disseminating this information to promote a demand driven as will as need based supply of housing stock.
Undertaking a District level housing action plan, especially for rural areas to enable planned enhancement of housing stock.

Integrated housing development:


Housing projects will get all incentives as other urban infrastructure projects. Construction of houses for industrial labour would also be considered an integral element of infrastructure development projects.
The government would promote development of satellite townshipa
Planned land use will be enforced in order to contain the growth of slums on vacant land.

Construction Technology promotion:


The government will promote setting up of building centers (Nirmiti Kendras). These canters would provide not only building materials, but also technical assistance so that the individuals and group housing societies can obtain guidance during the construction process.
A manual will be prepared to promote low cost housing. The manual would provide options of environmentally sustainable construction, which would be both low cost as will as use building materials and techniques that minimize environmental pollution.
Fly-ash based industries to be promoted.

3.3 ACTION PLAN-CREATE, AN ENABLING ENVIRONMENTAND FORGE PARTNERSHIP

The various steps that would be taken up to remove legal and regulatory bottlenecks include:

Procedural simplification:

Simplification of building byelaws and adoption of a single window clearance system for all housing projects. Projects cleared under this system shall carry a guarantee of the availability of basic amenities from the concerned public utilities. Efforts would be made to appoint empowered chartered architects to sanction building plans, etc., to speed up the time taken for such approvals.
Efforts will be made to reduce overall cost of housing by providing suitable tax and fee exemptions.
Simplification in the procedure governing land use conversion for housing projects.
Ensure development of support infrastructure and amenities such as water, electricity by making these an integral part of any housing project and provision for the same would be made a precondition for the sanction of projects.
Ensure greater coordination among the different department of housing projects and support infrastructure.

Legal and Regulatory Reform:

Streamlining laws relating to land use planning to facilitate easy availability of land for housing projects.
Formulating real estate code to ensure that housing sites in urban areas are provided with basic amenities.
Undertaking amendments to the existing rent control act to increase the supply of rental housing.
Following up on the amendments to the land acquisition act in order to accelerate the supply of land and to minimize litigation on land acquisition.
Public agencies would be encouraged to purchase land through negotiations with land owners, resorting to compulsory acquisition in exceptional cases. To facilitate speedy acquisition, a system of incentives including sharing of developed land/house sites with the previous land owners.
Enforcing and implementing disaster resistant construction technologies and environmentally sound practices such as water harvesting. Necessary modification and amendments would be carried in the building by laws, regulations land use planning, Town and country planning Act.
Providing preferential allotment of houses and housing land in the name of women for safeguarding women’s interest in house ownership.
Framing a state real Estate Act with the objective of regulation the operations of developers and builders.

Encouraging partnerships:

Urban local bodies and development authorities will focus mainly on provision of trunk infrastructure for housing like provision of arterial roads, water supply, sanction and other services allowing greater scope for the private sector for develop townships and layouts for individual housing. However, the private sector would be required to contribute to the cost of the development of such trunk infrastructure at the time of obtaining approvals for their projects.
working with panchayati Rak Institutions and village co-operatives for the purpose of augmenting the housing stock. Each district to have a rural housing cell to guide such institutions in planning for the orderly development of village extension and for the renewal and up gradation of existing rural habitat.
Supporting the capacity building of non-governmental organizations and people’s organizations in order to make them efficient partners in the implementation of the housing policy.

3.4 ACTION PLAN-FOCUS ON THE NEEDS OF THE POOR

The various initiatives that would be undertaken by the Government for addressing the housing needs of the poor and vulnerable sections of society include:

Fiscal and other incentives :


Mandatory reservation of 25% of all housing projects developed by the Government or where land has been provided by the Government at concessional rates. For Economically weaker sections.
In all other cases, 15% of all housing projects would be mandatory for social housing projects- low income groups.
Create a shelter fund, which would provide interest subsidy of 5% to the economically weaker sections of society in order to encourage credit off-take. The Government would encourage saving and credit linked housing schemes for weaker sections of society in both rural and urban areas. Self help groups and panchayats would be encouraged to promote savings by the poor as a condition for the grant of assistance under state’s housing programmes and assistance under the shelter fund.

Slum Improvement and relocation:


Development of comprehensive approach to slum revitalization. Whenever possible, sums would be taken up for in-situ improvements into normal, hygienic localities by providing basic amenities. Clearance of slum or resettlement of slum- dwellers would be resorted to in case:
Slums are located on Government land required for other public purposes.
Slums are unfit for human habitation, such as land prone to flooding, road medians, land under flyovers, land adjacent to railway tracks and water bodies etc.
slums are in areas reserved for parks.
Grant for tenurial rights in all in-situ development projects to ensure land security of slum dweller. A list of families in each slum will be prepared and photo identification cards would be issued to such families.
Undertaking participatory project preparation for long term success of slum improvement projects. Participation of the community in the design Implementation and management of slum improvement and housing projects would be ensured. Accordingly, formation of resident welfare associations and societies would be encouraged.
Supporting NGOs in slum improvement and welfare projects. NGOs would be in volved in the process of motivating, education, creating awareness and mobile sing communities for participatory action in shelter parogrammes for slum dwellers.
Where in-situ development is not possible, relocation and rehabilitation of the families to be done by providing them low cost land/shelters developed in nearby areas with soft loans. To enable such relocation, the Government would create a land bank. Every local authority will make public notification of public land with in their area, which has been earmarked for low-income housing.

Low Cost Housing Development:


Low cost housing made with locally available material would be promoted. Model Eco-villages will be setup with locally available materials.
Recycled building materials would be promoted for developing housing for low income individuals. Partnerships would be established among building, contractors. Manufacturers and distributors for constructing houses from recycled building material.

4.0 IMPLEMENTATION AND MONITORING

The implementation of the housing policy reqires a high level of co-ordination in the activities of the public, private and co-operative agencies. The government of Chhattisgarh attaches great importance to the orderly implementation of this policy. Accordingly, Chhattisgarh Habitate Development forum under the chairmanship of the Chief minister would be the nodal agency in the state responsible for overseeing would meet atleast once in three moths to review the progress of implementation and take appropriate actions.